Fixed Indemnity Insurance Quote Forms
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Fixed Indemnity Health Insurance Information
What is A Fixed Indemnity Plan?
Fixed medical indemnity plans provide cash payout benefits for covered healthcare services. This differs from Traditional Major Medical plans where you must first meet satisfy a deductible before you are eligible to receive benefit payments. Another benefit to Fixed Indemnity or Association plans is that most are "Guaranteed Issue" which means you cannot be declined do to pre-existing conditions. This is a huge benefit for those that are waiting for the next Annual Open Enrollment whether it be through work or any Government plans. A Preferred Provider Organization (PPO) network may be used. Check your ID card for your PPO network logo and phone number. If you visit an in-network provider, the provider will file the claim for you. If you go to an out-of-network provider who does not file the claim for you, you will need to file a claim form along with a copy of your receipt to have the benefit payment sent in full to you. It is not required that you go to an in-network provider.
If you choose a provider who participates in the PPO network they receive two key advantages:
• They get the PPO pre-negotiated rates for all services.
• The provider will file the claim to the plan.
When an in-network provider is used, the provider will file the claim on your behalf and the plan will pay the provider the scheduled amount. You are responsible for paying the difference between the network rate and the plan schedule amount.
There are many benefits to having a Fixed Indemnity Medical Plan. Some of those benefits include:
Flexible Plans Options- Look for a plan that can be customized — scaled up or down, depending on budget constraints, market conditions and needs. Fixed indemnity plans can be built around the types of medical services covered or a specific price point, so do your homework and find one that meets the specific needs of Individual. Our carriers provide plans for every price tier for individuals and families. We have plans that start as low as $100 a month.
Easy Enrollment Process- To maximize access to the plan, seek a carrier that offers a variety of options —online format, in-person call center, integrated voice response call center or paper enrollment.
Fixed Indemnity Plans and Associations
At Health Depot, we are committed to providing premier customer service and maintaining relationships with all of the people we serve—including our members and business partners. We are also dedicated to empowering our members with valuable resources, information and support to guide them in making their personal and professional lives easier and more fulfilling. Health Depot offers only the most valuable solutions in the consumer products and benefits industry. CLICK HERE FOR MORE INFO...
The National Congress of Employers supports the needs of micro-businesses. Formed in 1996 by attorneys, former politicians, and business leaders, we have now proactively included a special package of member benefits to supplement all of our efforts.
The NCE is a powerful business network. By lobbying on our member's behalf, and by making services and resources accessible, we use our influence to help businesses succeed and grow. CLICK HERE FOR MORE INFO...
Transamerica is one of the world's leading financial services companies, providing insurance, investments and more to 27 million customers. Transamerica's insurance companies have received high ratings from the industry's most respected independent rating services ‐ A.M. Best Company, Fitch Ratings, Moody's Investors Service and S&P Global Rating Services. As a measurement of our financial strength and performance, these ratings are a direct reflection of the care with which we manage our business.
Today, the Transamerica companies are as committed to helping people as we were 100 years ago. From our very beginning we've been committed to helping you build a solid financial foundation for now and the future. And we’ll continue to do so with insurance and financial products that are as affordable as they are exceptional. CLICK HERE FOR MORE INFO
Optimum One Health has partnered with the Unified Caring Association (UCA) to assist you and your family in choosing an Association Membership that can be tailored to fit your specific needs. Introducing the UCA Freedom Series Membership Plan.
CLICK HERE FOR MORE INFO
Med-Sense Guaranteed Association (MSGA)
! Through your membership in MSGA
, you will enjoy discounts on a variety of Health, Travel, Consumer and Business services.MSGA
is a Not-For-Profit corporation and provides memberships to individuals. Some benefits may extend to independents of members. CLICK HERE FOR MORE INFO...