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US Benefit Solutions Blog: catastrophic

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With all the talk about the Affordable Care Act, or Obamacare, it is hard to tell what’s going on and how the ACA will affect you. While the details of how the ACA will be implemented remain unclear, provisions that will impact your health care are clear. READ MORE >>

Dear Insurance Adviser, I have had great health insurance for more than 30 years. The policy will expire in six months, and I will have to look for a new one. What should I do right now to take advantage of any elements in my existing health insurance that I might not get with my new one? -Geri READ MORE >>

Today is the final official day to enroll in the insurance required by the individual mandate of the health care reform, but some Americans have been granted a little bit of extra time when they have previously been blocked by technical problems on the federal exchange website. READ MORE >>

Well, “love” is probably an exaggeration, but as Obamacare turns four President Obama and his enablers have uncharacteristically been defending several principles that conservative health policy advocates have been promoting for years. READ MORE >>

Terri Durheim and her family now have health insurance, thanks to Obamacare. What they don't have are local doctors and hospitals who will take it. This worries the Enid, Okla., resident since she has a teenage son with a serious heart condition. They now have to find a pediatric cardiologist in Oklahoma City, more than an hour away. READ MORE >>

Under the Affordable Care Act, no American can be denied coverage, charged a higher monthly premium, or sold a policy that excludes coverage of important health services just because he or she has a pre-existing condition. READ MORE >>

With Obamacare’s 2014 open enrollment period approaching its end (barring another legally dubious delay or extension), the Department of Health and Human Services (HHS) has released what will be the second-to-last report on exchange enrollment for 2014. Let’s start with the good news. READ MORE >>

The Obama Administration has been claiming that insurance companies will be competing for your dollars under the Affordable Care Act, but apparently they haven't surveyed the nation's top hospitals. Americans who sign up for Obamacare will be getting a big surprise if they expect to access premium health care that may have been previously covered under their personal policies. READ MORE >>

Finding adequate health insurance coverage can be a challenge, especially if you're strapped for cash. If an Obamacare "metal level" health plan -- bronze, silver, gold or platinum -- busts your budget, you might consider a "catastrophic" plan. READ MORE >>

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