Here at US Benefit Solutions we understand that Obamacare isn't going to benefit everyone. There are options available OFF the Health Exchanges that can offer the same benefits at half the cost of a so called "Qualified Health Plan"(Minimum requirement to not be penalized). One of these options is known as Short Term Major Medical Insurance Plan. Even with the penalty under a Short Term Medical Plan it can be half the cost of getting a plan that is qualified as an Obamacare plan without the penalty. This especially appeals to those who are between 20-30 years of age and can expect to see a big increase in Health Insurance premiums. Below is a video with the CEO of Health Insurance Innovations (HII) explaining how his products can benefit consumers in the age of Obamacare. We do offer plans ON and OFF the exchange including Short Term Medical Plans with HII and others. Give us a call for a FREE Quote or simply fill out our Free quote request form to see what options are available in your state.